What is PRUChoice Office Insurance?

  • Comprehensive insurance tailored for medium to small-sized business in Hong Kong. 

  • Basic benefits include Office Contents, Business Interruption, Money Protection, Personal Accident and Public Liability.

  • Provides optional Employee Compensation Coverage

Key benefits

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    Business interruption indemnified

    We pay you up to HKD500,000 for damaged office content and interrupted business by covered accidents

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    Personal accidents protection in office

    We compensate you and your employee(s) for death or permanent disability from designated accidents

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    Public liability coverage due to negligence

    We protect you against legal liability for 3rd party bodily injury and/or property damage under certain situation

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    Money Protection and Office Content Protection

    We offer coverage for the money you lose due to designated accidents and cover repairment and replacement costs for office contents on a “new to old” basis

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We also offer optional coverage for employee compensation in accordance with the Employees’ Compensation Ordinance and Common Law. This coverage pays for any bodily injuries or the death of your employees during their time of employment.

PRUChoice Office is underwritten by Prudential General Insurance Hong Kong Limited (“Prudential”). The copyrights of the contents of this webpage are owned by Prudential.

This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. For further details, including the full terms and conditions of this plan, please ask Prudential for a sample of the policy document. In the event of any inconsistency between Chinese and English version of all terms and conditions, the English version shall prevail.

The features and premium mentioned above are only applicable to new applications on or after 31 December 2019.

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