PRUChoice Home

PRUChoice Home protects your household contents in your premises from loss or damage arising from accidents such as typhoons, fire, burglary or water damage.

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What is PRUChoice Home / PRUChoice Home Deluxe?

Offer two home insurance products to suit your individual needs
PRUChoice Home: Comprehensive protection to give you peace of mind and protect your cozy home
PRUChoice Home Deluxe: Safeguard your household contents and cherished possessions

Benefits you can count on

Household contents coverage

Household Contents cover for up to HK$1,500,000 per year for PRUChoice Home and HK$3,000,000 per year for PRUChoice Home Deluxe
Coverage for third party legal liability

We protect you and your family against third-party legal liability for up to HK$15,000,000 per year for PRUChoice Home and HK$10,000,000 per year for PRUChoice Home Deluxe
Personal effects worldwide coverage

Safeguard you and your family members’ personal belongings from damage or loss – even out of home
Options to top up your plan

You may choose to cover building structure and increase personal effects protection
Online protection

You and your family can enjoy protection from PRUChoice Home when shopping online, including reimbursement for non-delivery or accidental damage upon delivery, as well as transactions made on a fraudulent website imitating any licensed bank in Hong Kong.

PRUChoice Home Product brochure

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PRUChoice Home Deluxe Product brochure

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Terms and conditions of PRUChoice Home and Maid enrolment offer

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PRUChoice Home and PRUChoice Home Deluxe are underwritten by Prudential General Insurance Hong Kong Limited (“Prudential”).

This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. For further details, including the full terms and conditions of this plan, please ask Prudential for a sample of the policy document. In the event of any inconsistency between Chinese and English versions of all terms and conditions, the English version shall prevail.

The product features and premiums of PRUChoice Home are only applicable to new applications on or after 1 March 2022.

The product features and premiums of PRUChoice Home Deluxe are only applicable to new applications on or after 1 March 2022.

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