PRUlife coupon saver

Give you stable returns through guaranteed regular and steady payments starting from the 3rd policy anniversary until you are aged 100, with just 5 or 10 years of premiums

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Limited offer

Enrol to enjoy a 10% premium refund

Terms and conditions apply

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Benefits you can count on

Guaranteed regular and steady payments until you’re 100

For just 5 or 10 years of premiums, you can get a yearly guaranteed cash coupon equal to 5% of the notional amount* starting from the 3rd policy anniversary
Flexible payout options to meet your financial needs

Choose to withdraw your money or leave your guaranteed cash in the plan to earn non-guaranteed interest.
Boost long-term savings

Grow your wealth through a guaranteed cash value and a non-guaranteed terminal dividend
3 different death benefit settlement options to safeguard your family

Choose how you would like us to pay the death benefit - as a lump sum, in monthly instalments or a mix of both (please refer to the Death Benefit Settlement Option leaflet below for details)
Financial protection against accidental death

We'll pay an extra accidental death benefit if the person covered by the plan (i.e. life assured) passes away in an accident. If the policyholder passes away in an accident, we'll pay a lump sum which helps cover future premiums

*Notional amount is an amount we use to calculate the premiums, guaranteed cash value, guaranteed cash coupons and other policy values of the plan.

Download documents

Product brochure

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Death Benefit Settlement Option leaflet

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Please also refer to our brochure on Shareholder-backed Participating Plans for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure . For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to the relevant product brochure and policy document and read carefully.

PRUlife coupon saver is underwritten by Prudential Hong Kong Limited ("Prudential"). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

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