Limited offer

3-year short premium term option

Terms and conditions apply

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Limited Offer

Benefits you can count on

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    Lifelong wealth accumulation

    Grow your wealth through a guaranteed cash value and a non-guaranteed terminal dividend with just 5 or 10 years of premiums

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    Additional lump-sum cover for cancer

    Pay an additional lump sum of up to 60% of the notional amount* if the life assured is diagnosed with cancer

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    Access your savings to meet financial needs    

    Access the cash value of your plan or borrow up to 80% of its guaranteed cash value

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    Pass down wealth and protection through generations

    Change who the plan covers (the “life assured”) as you wish, ensuring your policy continues through generations

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    3 different death benefit settlement options to safeguard your family

    Choose how you would like us to pay the death benefit - as a lump sum, in monthly instalments or a mix of both (please refer to the Death Benefit Settlement Option leaflet below for details)

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    Unemployment benefit or premium break cancer benefit

    Take up to a year’s premium break in the event of job loss or cancer diagnosis

*Notional amount is an amount we use to calculate your plan’s premiums, guaranteed cash value, non-guaranteed terminal dividend, Major Cancer Benefit and other policy values

Extra protection for extra peace of mind

Treatment Sure – Get back on the road to health with personalised medical advice from global experts

Note: Treatment Sure service does not form part of the plan.

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Please also refer to our brochure on Shareholder-backed Participating Plan ( Hong Kong Edition / Macau Edition) for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to the relevant product brochure and policy document and read carefully.

Evergreen Wealth Protector is underwritten by Prudential Hong Kong Limited or Prudential Hong Kong Limited (Macau Branch) (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details, including procedures for making claims and terminating policies and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong or Macau only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong or Macau. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong or Macau where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

 

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