Policy Reverse Mortgage Programme

The above information is for reference only and not to be used as a basis of decision making. Your decision should be based on your actual situation or needs.

The PRMP is operated by the HKMCI. Customers must meet all the eligibility requirements set out by the HKMCI before applying for a policy reverse mortgage loan under the PRMP. All mortgages under the PRMP are subject to relevant terms and conditions. Please contact HKMCI for details.

The information listed above does not constitute professional advice, recommendation, offer or persuasion to any person to make any decision (either investment or other decision). Prudential cannot provide you with any advice on the Policy Reverse Mortgage Programme. You should seek independent advice from relevant experts before making any decision regarding the theme mentioned in the above information. Prudential makes no representation as to the accuracy of the above information and shall not be held liable for any use or interpretation of the above information by a third party.

During the sales process, this information above should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to the relevant product brochure and policy document and read carefully. Prudential will be happy to provide a specimen of the policy document upon your request.

The above information is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.