What is PRUChoice Shop Insurance?

  • Protect your own business from misfortune such as fire, theft and water damage ;

  • Basic benefits include Shop Contents, Business Interruption, Money Protection, Personal Accident and Public Liability

  • Provides optional Employee Compensation Coverage

Key benefits

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    Keeps the contents in your shop safe

    We protect the contents in your shop, in-store decorations, as well as sample and trade stocks

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    Covers the cost of business interruptions

    After an accident, we cover your expenses required to resume normal business operations

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    Personal accident protection for your staff

    We pay for death or disablement, should you and your staff get attacked during a robbery or theft

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    Public liability coverage

    You’re safe from legal liability due to negligence – for 3rd party bodily injury / property damage

Product brochure

Learn More​

Check out the following

There are two kinds of shop contents that we offer coverage for:

  • General contents
  • Sample and trade stocks

The claim limit for sample and trade stocks kept in a shop differs according to the nature of your business.

So, for your convenience, we’ve divided them, so you can select your sum insured for both categories separately.

Yes, when you’re insured under this plan, you’ll get comprehensive protection.

In the event of the accidental loss of or damage to your neon sign or signboard, we’ll compensate you for the cost of repair or replacement (up to HKD10,000 per year). We also protect you against legal liability caused by your neon sign or signboard (up to HKD1,000,000 per year).

 

During the peak season from 1 December to 1 March each year, your sum insured for Sub-Section your claim limit for sample and trade stocks will increase by 20% without having to pay any additional premium. 

PRUChoice Shop is underwritten by Prudential General Insurance Hong Kong Limited ("Prudential").

This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. For further details, including the full terms and conditions of this plan, please ask Prudential for a sample of the policy document. In the event of any inconsistency between Chinese and English version of all terms and conditions, the English version shall prevail. 

The features and premium mentioned above are only applicable to new applications on or after 31 December 2019.

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