Benefits you can count on

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    Coverage for 59 disease conditions

    Include 56 major disease conditions and 3 early stage major disease conditions

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    Early Stage Major Disease Benefit

    Pay up to 25% of the sum assured once for early stage major disease conditions, including carcinoma-in-situ

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    Guaranteed renewal and fixed premium rate

    Guarantee to renew your plan every 5 years at a fixed premium rate for those 5 years, even if your health condition changes

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    Guaranteed conversion to a new whole-life plan

    Guarantee to convert your plan to a new whole-life plan with cash value without health information

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During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

PRUHealth Critical Illness Term II is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

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