Reimburse excess medical expenses Reimburse 90% of eligible medical expenses that exceed the deductible or amount claimed from other plans.
Worldwide coverage Covers eligible medical expenses incurred overseas as if they were incurred in Hong Kong.
Formulate your plan with flexible options Choose from various benefit levels and deductible amounts that match your other medical plan(s)
Guaranteed lifetime renewal, accompanying your health journey Regardless of any change in your medical or claims history
Guaranteed conversion helps you plan ahead Guaranteed to convert this plan to another designated medical plan at ages 50, 55, 60 or 65 regardless of your health condition and claim history