Benefits you can count on

  • stepper icon

    Substantial financial protection with affordable premiums

    We’ll pay a death benefit equal to 100% of the sum assured if the person covered by the plan (i.e. life assured) passes away

  • stepper icon

    Flexibly boost your protection throughout changing life stages

    You can additionally take out this plan as a supplementary benefit without giving any health information, supporting you through various life milestones

  • stepper icon

    Advance payout for terminal illness

    If the life assured has a terminal illness and is likely to pass away, we will pay the death benefit in advance

  • stepper icon

    Conversion to a new whole-life plan

    You can convert your plan to a new whole-life insurance plan with cash value without providing health information

  • stepper icon

    4 renewable periods available

    Choose from: 1, 5, 10 and 20 years to fit your finances

  • stepper icon

    Tailor your own personal protection

    Tailor your plan with extra benefits, such as accident, disability, medical and critical illness cover

  • stepper icon

    Premium discount

    Enjoy a premium discount of up to 25% if your policy’s sum assured meets the designated amount

Download documents

Learn More


During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

PRULife Protector II is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

 

Connect with us for tailored options

Share your details, and we’ll connect you with a financial consultant to see how we can help.

Contact Us