Limited offer

Enrol and choose up to a 20% premium refund or a 190% superior cover

Terms and conditions apply

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limited offer

Benefits you can count on

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    Birth

    Immediate protection right after birth, including Severe Newborn Jaundice Benefit and Postpartum Depression Benefit for new mothers

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    Sickness

    Multiple coverage for 127 disease conditions with up to 1000% protection, including the top juvenile diseases concerning parents, such as severe eczema, severe urticaria, pneumonia and severe asthma

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    Aging

    Lifelong annuity to alleviate the burden of long-term costs for severe dementia or Parkinson’s disease

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    Death

    Restore 100% life protection even after a major disease claim

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    Protection and long-term savings in one plan

    Accumulate your wealth through a combination of guaranteed cash value and a non-guaranteed special bonus

Extra protection for extra peace of mind

Treatment Sure – Get back on the road to health with personalised medical advice from global experts

SmartAppoint Service – Set up an instruction for a designated family member in advance to file and access claims on your behalf if you become mentally incapacitated

Note: Treatment Sure service does not form part of the plan.

Download documents

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Please also refer to our brochure on Shareholder-backed Participating Plan ( Hong Kong Edition / Macau Edition ) for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to the relevant product brochure and policy document and read carefully.

The plans in this PRUHealth Guardian Critical Illness Plan Series are underwritten by Prudential Hong Kong Limited or Prudential Hong Kong Limited (Macau Branch)(“Prudential”). You can always choose to take out these plans as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plans are only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of these plans and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details, including procedures for making claims and terminating policies and the full terms and conditions of these plans, please ask Prudential for a sample of the policy document.

 

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

 

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

 

This document is for distribution in Hong Kong or Macau only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong or Macau. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong or Macau where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

 

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