Limited offer

Enrol and choose up to a 20% premium refund or a 190% superior cover

Terms and conditions apply

limited offer

Benefits you can count on

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    Coverage for 117 disease conditions

    Includes 56 major disease conditions and 61 early stage major disease conditions

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    Up to 860% critical illness coverage

    Multiple coverage for cancer, heart attack and stroke after a 100% Major Disease Benefit claim

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    Intensive Care Benefit

    Up to 20% cover for ICU stays of 3 or more consecutive days for health issues beyond critical illnesses, including infectious diseases and injuries

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    Critical Illness Care Enhancer III

    50% extra protection for a major disease or death claim within the first 10 years

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    Early Stage Major Disease Benefit

    Pay up to 25% of the current sum assured for early stage major disease conditions, including carcinoma-in-situ, for a total of 3 claims

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    Family Extra Benefit

    50% extra life protection for the first 10 years when any 2 members of your family are both covered under the plan

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    Parental Premium Waiver Benefit

    Waives all future premiums of your child’s policy until they reach age 26 (age next birthday) if you or your spouse unfortunately passes away

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    Protection and long-term savings in one plan

    Accumulate your wealth through a combination of guaranteed cash value and a non-guaranteed special bonus

Extra protection for extra peace of mind

Treatment Sure – Get back on the road to health with personalised medical advice from global experts

Note: Treatment Sure service does not form part of the plan.

Download documents

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Please also refer to our brochure on Shareholder-backed Participating Plan ( Hong Kong Edition / Macau Edition ) for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to the relevant product brochure and policy document and read carefully.

PRUHealth Critical Illness Extended Care III is underwritten by Prudential Hong Kong Limited or Prudential Hong Kong Limited (Macau Branch)(“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details, including procedures for making claims and terminating policies and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong or Macau only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong or Macau. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong or Macau where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

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