Worldwide (except the USA) lifetime cover of HKD 70,000,000 Cover eligible medical costs of your private room hospital treatment
Guaranteed lifetime renewal, accompanying your health journey Regardless of any change in your medical or claims history
Flexibility to choose what works for you Choose your annual deductible and tailor your Designated Supplementary Benefit for outpatient coverage to meet your individual needs
Cater to your changing protection needs over time Flexibility to reduce your existing annual deductible without medical underwriting once per lifetime at the policy anniversary which falls on, or immediately after, your 55th, 60th, or 65th birthday